2019-01-16 23:19:05 UTC+00:00
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Chapter 1 General Provision

 
Article 1 Purpose
 
This agreement stipulates the rights and responsibilities of the company and its customers regarding the terms and conditions of use of EcoinBank (hereinafter referred to as "services ") provided by KOCOMEX, Inc(hereinafter referred to as "company") 
 
Article 2 (Specification, Explanation and Revision of Terms)
1.The terms of this Agreement shall be posted on the Company's service registration subscription site or otherwise notified to the user and shall be effective upon acceptance of these Terms by the user as a customer
2.The Company may amend these Terms and Conditions to the extent that it does not violate the relevant laws such as the "Reculation of Standardized Contrats Act", The law regrading the promotion of information and communication network usage and protection of information
3.If the Company amends the Terms and Conditions, it shall notify the date of application and the reason for the revision, and shall be announced along with the current terms on the initial screen of the Company site, or on the popup screen or notice field from 7 days prior to the effective date to the day before the effective date
4.The company shall notify the customers of the amendment terms in accordance with the preceding paragraph and at the same time clearly notify or inform that it shall be deemed to have made an intention not to do so within seven days Nevertheless, if the customer has not expressly expressed his intention to refuse, the customer shall be deemed to have accepted the amended terms 
5.If a customer expressly expresses that he or she does not agree to the application of the revised Terms, the Company shall not apply the revised Terms and Conditions, in which case the customer may terminate the User's Agreement, If there are special circumstances that do not use original terms, the company may terminate the contract 
 
Article 3 (Outside Terms and Conditions)
 
The matters not specified in these Terms and the interpretation of these Terms and Conditions shall be governed by the general practice of the Act on Consumer Protection in Electronic Commerce etc, the Act on the Regulation of the Terms, the Consumer Protection Directive established by the Fair Trade Commission However, regarding the transactions made between the customers through the services provided by the Company, relevant laws such as the Law on Visit Sales, etc, the Electronic Commerce Basic Act, and the Consumer Protection Act are applied first, and the customer can't asserts the counterpart
 
Article 4 (Definition of Terms)
1.The definitions of the terms used in these terms are as follows: 
① customer: A person who has approved the terms and signed a customership agreement with the company by signing up for customership
② ID: This is a combination of letters and numbers approved by the company for customer identification and service use EcoinBank's web site provided by the company to enable customers to use the services of the company
③ Password: This is a combination of letters and numbers approved by the company for customer identification and protection of customer information
④ Merchant: A customer who wants to sell a virtual currency and has registered or applied for the virtual currency on the form that the company provides online
⑤ Buyer: A customer who wants to purchase a virtual currency and registers the virtual currency in accordance with the form offered online by the company
 

Chapter 2 Application for service use and acceptance (subscription and withdrawal) 

 
Article 5 (Establishment of Use Contract)
1.The User shall apply for customership by filling in the customer's information according to the Company's designated sign-up form and expressing his intention to agree to the Terms
2.customership is the time when the consent of the company reaches the customer
3.The contract of use is signed by the customer ID When the contract of use is established, the applicant is registered as a customer
4.A customer who is not a real name or has been misrepresented by stealing private information such as a person's name, phone number, etc is not legally protected and all liability for civil and criminal liability shall be borne by the registered customer
5.If you are under 19 years of age, you are restricted from using service related to virtual currency trading provided by KOCOMEX
6.In case of the application under Paragraph 1, the company may request the verification of the real name through the specialized agency and the verification of the individual according to the type of the user according to the relevant laws and regulations when necessary And the Company shall not be liable for the disadvantage caused by the failure to confirm the identity of the user by refusing to make such a request 
 
Article 6 (Application for Use)
1.Application for application is made online by recording the required information in the company's prescribed application form
2.All customer information on the online sign-up form is considered to be actual data, and users who have not entered their real name or actual information will not be legally protected and may be restricted from using the service
3.The Company may suspend the use of the Service or terminate the Permanent Suspension and Use Agreement if the factual information or false information is entered or later revealed to be such information Any damages incurred by the Company or any third party are the sole responsibility of the customer 
4.The Company may provide customers with a variety of useful information about the Company's related services via e-mail, correspondence, telephone, etc
 
Article 7 (Consent to Use of customer Information and Approval of Application for Use)
1.Consent to Use of customer Information 
① The Company shall use the customer's personal information for the purpose of fulfilling the contract of use and providing the service under this contract
② customership information may be provided to companies affiliate stored with the Company in order to make it easier for customers to use services that are affiliate stored with the Company and the Company We must notify the contents of customership information in advance and obtain the customer's consent 
③ The Company will not transmit the advertisement information of the affiliate stored service against the express wish of the customer to refuse the reception, but the company can send the SMS and SMS URL such as the usage guide and product information for convenience of the affiliate store service If you do not want to, you can opt out by unsubscribing 
④ customers can view and modify personal information at any time by modifying their customership information
⑤ customer's registration of customership information on the application form and application for use of the company in accordance with the terms and conditions shall be deemed to be the consent of the company to collect, use and provide the customer information described in the application form in accordance with this agreement 
 
2.Acceptance of application for use 
① The Company may accept customership registration if the customer has made an application for using the Company by filling in all the matters required by the Company's prescribed application form However, in cases 2 and 3, the Company may suspend acceptance or refuse consent 
② The Company may reserve the acceptance of the application for use under the following subparagraphs: 
A) in case of technical difficulties
B) In case of difficulty in accepting the use of the other company for convenience
③ The Company may not accept the application for the use of each of the following subparagraphs 
A) If the name is not a real name
B) You have applied for the name of another person
C) In case of applying for false statement of the contents of the application for use
D) application for the purpose of hindering the well-being of the society or the morals of the soul
When there was a shortage of application requirements set by the company
 
Article 8 (Termination and Cancel of Use Contract)
1.The use contract shall be terminated by the termination of the customer or the company The damage caused by termination of the use contract by the termination of the customer shall be borne by the customer who has terminated the use contract 
① When a customer wishes to terminate the contract, the customer himself / herself must apply for termination to the company through online
② The Company may terminate the use of the service or limit the use of the service or terminate the use contract when the customer has performed any of the following subparagraphs 
(A) if there is any violation such as the following In case, you have stolen someone's service ID and password
In case of intentional interference with the operation of the Service
If the customer name is not a real name
In case of intentional dissemination of content that is detrimental to public order and morals
When a customer plans or implements the use of the Service for the purpose of impeding national interest or social public interest
In the event of impairing or disadvantageous behavior of others
When transmitting large amounts of information or transmitting advertising information for the purpose of interfering with the stable operation of the service
When a computer virus program that causes malfunction of information or communication facilities or destruction of information is distributed
Illegal use of personal information, user ID and password of others
When the information obtained from the company's service information is copied or circulated or used commercially without prior consent of the company
The same user double-registered with another ID
Infringes the intellectual property rights of the Company, other customers or third parties
When there is a request for correction by an external organization such as the Broadcasting Communication Deliberation Committee, or if it is interpreted by the Election Commission in relation to the illegal campaign,
In violation of Company's terms of use including this Agreement
If you are notified about a long-term dormant subscriber, you have not made a statement about the use of the service within the notice period
When a customer tries to sell or register a nonconforming commodity for sale or commits a commodity trading that is in violation of public order and morality
In the case of refusing to purchase a customer's product without intending to purchase it, or when the customer has registered the goods without intention of actually selling the goods
When collecting, storing and disclosing personal information about users without their consent
Direct Derivatives Derive from Information Obtained Through Company's Service Information
Inevitable in company policy to improve services of other companies
 
(B) For each of the following subparagraphs If the operator or administrator finds it inappropriate to use
An act of judging objectively that it is connected with a crime Acts contrary to relevant laws
 
2.Suspension or Restriction of Service 
① If the Company wishes to restrict the use, the Company shall notify the customer or agent of the reason by specifying the reason, date and time, and writing or using the telephone or homepage message function
However, if the Company recognizes that it is necessary to suspend the use of the service urgently, it may restrict the use of the service without the process of the preceding paragraph
② If a customer who has been notified of suspension of use of the service or his / her agent has objection to suspension, he / she may appeal
③ The Company shall immediately terminate the suspension if it is confirmed that the reason for suspension of use is resolved during the suspension period
 
3.Termination of use contract ① If the same activity is repeated two or more times after the Company stops using or restricting use of the service, or if the reason is not corrected within 30 days, or if there is a violation of 1 
① (A), the Company may terminate the use contract 
② If the company terminates the use contract, the customership registration is canceled And the Company will notify customers in this case and give them an opportunity to call before the expiration date 
 
 
Article 9 (Change of customer Information)
1.customers may view and modify their personal information at any time through the Personal Information Modification screen, but the name, date of birth, gender, and ID required for service management can not be modified
2.customers must notify the Company of any changes made to the customership at the time of the customership application by online modification or by e-mail or other means
3.The Company shall not be held responsible for any disadvantage caused by not informing the Company of the changes in Paragraph 2
 

Chapter 3 customership Obligations

 
Article 10 (customer's Responsibility for customer ID and Password Management)
1.customers are responsible for all management of the ID and password And customers are responsible for any consequences arising from the negligence, misuse, or misuse of the ID and password given to the customer 
2.If a customer finds out that his or her ID has been misused, he must notify the company and follow the company's instructions
3.In the case of Paragraph 2, the Company shall not be liable for any disadvantage caused by failure of the customer to notify the Company or not to follow the Company's guidance even if it is notified
 
Article 11 (Provision of Information)
The Company may provide the following service information, which is deemed necessary by the customer during the use of the service, to the customer by e-mail or letter mail If the customer does not want it, you can opt out 
1.Virtual Currency Transaction Services
2.Services such as events and occasions
3.Services to be determined by the Company from time to time and provided to customers
 

Chapter 4 General Service Use Policy

 
Article 12 (Type of Service)
1.The services offered by the company include virtual currency trading (sales related, purchasing related, transaction API providing, market information search related service), content service (shopping mall, prepaid card) and X-Pay
2.The types of services provided by the Company may be changed from time to time by the Company, and the copyright and intellectual property rights of the services provided shall belong to the " Company "
3.The Company grants to the customers only the right to use the Account, ID, Service, Points, etc in accordance with the Terms and Conditions set by the Company in connection with the Service, and the customer shall not be allowed to provide similar services and commercial activities utilizing such thing 
 
Article 13 (Notification and change of service contents)
1.The Company shall notify users of the characteristics, procedures and methods of each service through the service screen according to the type of service, and the customer must understand the service and use the service for each service notified by the company
2.If the contents of the service are changed, the company must notify at least 7 days before the change, and we will not be held responsible for any damages incurred by customers not viewing the notice 
 
Article 14 (maintenance and suspension of services)
1.The use of the service is conducted 24 hours a day, 7 days a week, unless there is a special obstacle in the business or technology of the company, but, it is not the day or time that the company set for the need for periodic inspections 
2.The company can divide the service into a certain range and set the available time for each range separately, in which case the information will be announced in advance
3.The Company may suspend the delivery of the Service if it falls under any of the following subparagraphs: 
① Inevitable due to construction work, such as maintenance of service facilities
② In the event that a telecommunications carrier prescribed in the Telecommunication Business Act terminates the telecommunication service
③ In the case of a service provided by a third party such as an affiliate store company, not a service provided directly by the company, when a third party such as an affiliate store company terminates the service
④ Other causes of force majeure
4.The Company may limit or suspend all or part of the Services in case of interruption of normal service due to national emergency, power outage, disruption of service facilities, or excessive use of services
5.The Company may discontinue the services provided in the event of a replacement for a new service or for which the Company is unable to provide the Service
 
Article 15 (Limitation on customers' Use of Payment)
1.The Company may limit the customer's use of the Payment if it falls under any of the following subparagraphs: If the payment is excessive
If the seller and buyer are judged to be the same When requested by payment service provider and issuer
Should the use of the payment be restricted in accordance with the Company's operational policy
2.In the case above, the company will notify the customer through the message of the homepage etc 
3.In case of duplication of suspension reason, release can be processed only when all suspension termination conditions are satisfied
 
Article 16 (Limitation on customers' Deposit and Withdrawal)
1.The Company may limit or delay the use of customers' deposits and withdrawals in the following cases: When the name of the customer to be deposited and the name of the depositor have been deposited differently
If the first withdrawal amount after customership is excessive
In the event that the Company's operating policy requires limiting or delaying the use of deposits and withdrawals
Out of the scope of the service use rights set by the company
 
2.In the case above, the company will notify the customer through the message on the homepage
3.In the case of duplication of use limitation and delay reason, it can be canceled only when the administrator or the operator has the release condition required
 

Chapter 5 Using Virtual Currency Transaction Services

 
Article 17 (Virtual Currency Sales Registration / Purchase Registration)
1.customers who wish to sell or purchase virtual currency through the services provided by the Company must register the transaction in accordance with the registration form provided by the Company
2.Use of supplementary services customers who want to sell virtual currency can apply for additional services provided by the company for more effective sales when registering transactions. The specific details of the supplementary services are determined by the company 
All services provided by KOCOMEX to customers in connection with the sale / purchase of virtual currency shall be used only for the convenience of each customer, and all similar services beyond the scope of use of the service and commercial use shall be prohibited 
3.Modification of Virtual Currency Properties 
① Modifications such as adding registered virtual currency information can not be changed after the transaction is processed
② In the case of virtual currency registration, you can not cancel additional services you have applied, only additional ones
③ If buyer is selected, deletion is not possible
4.Income other than fees The interest earned by the Company in the course of using the Company Service shall be in return for the Company to provide services for the payment of the virtual currency, and the customer shall not be entitled to claim the return
 
 
Article 18 (Limitation on Use of Transaction Services)
division Reason for suspension Release condition suspension effect
Service Restrictions
 Service not available other than sign in  
 - Name(Contact) unverified
 - Hacking / fraud incidents
 - customers who related to incident (contacts and personal information)
 - Billing Security Consecutive Error
 - Application for Withdrawal
 - Other: Administrative judgment (if serious failure of normal service progress) 
 - Resolve the reason for suspension
 - Administrative's judgment 
 Other than sign in
 Transaction, charge, non-withdrawal 
sign in Restrictions  - Password succession error
 - Hacking / fraud incidents
 - If in doubt as an imposter
 - Other: Administrator's judgment
 - If you are suspected of providing similar services and commercial applications utilizing the API
 - Resolve the reason for suspension
 - Administrative's judgment
 Unable to log in
Some Service Limits
(Purchase, sale, withdrawal limit) 
 - According to the administrator's judgment, if it is judged that there is no problem in using the service other than the specific service such as purchase / sale / withdrawal, it can be processed as partial restriction  - Resolve the reason for suspension
 - Administrative's judgment  
 No specific service available
 
Article 19 (Information on the Storage of Virtual Money)
1.The company can keep the virtual currency that is held for customers who have not connected for more than six months, or the virtual currency that has not been withdrawn, as cash at the time, in order to keep it safe from unexpected accidents
2.The company will return the virtual currency held by customers who have not been in connection for more than six months in the state they were in when they returned it
 

Chapter 6 Service Use Fees

 
Article 20 (contents of service fee related to virtual currency transaction)
1.The company imposes a fee on behalf of the buyer / seller in return for providing services over the Internet The fees are stated in the company's website usage and may change according to the company and market conditions
2.The Company may discontinue any service provided in the event of a replacement for a new service or for which no other company can provide the Service
 

Chapter 7 Privacy

   
Article 21 (Consent to customer Information Use)
1.The personal information protection policy of the customer is applied to the personal information of the customer When the customer writes the customer information in the use application form, it means that you agree that the Company will collect, use and provide the customer Information described in the Application for Use pursuant to these Terms and Conditions The person in charge of managing the customer information is the operator determined by the company 
2.To enable customers to use the Company and the services associated with the Company in a useful and convenient manner, the Company may use the customer's information in accordance with the procedures set forth in this Agreement or may provide such information to the business partner with the Company However, the company will always disclose or distribute your information to third parties only if we notify the partners in advance, the purpose of the offer, the details of the customership information to be provided, etc and obtain the consent of the customer, except in the case that there is a request from the national agency liable for any violation of the provisions of the Act, such as the Basic Act on Telecommunications, if there is a criminal purpose for the crime or if there is a request from the Information Communication Ethics Committee However, the Company shall not be liable for any violation of the provisions of the Act, such as the Basic Act on Telecommunications, if there is a request from the national agency, if there is a criminal purpose for the crime or if there is a request from the Information Communication Ethics Committee, We will always disclose or distribute your information to third parties only if we notify the partners in advance, the purpose of the offer, the details of the customership information to be provided, etc and obtain the consent of the customer However, that the limitations of this Article shall not apply to the exchange of mutual information between the two Parties relating to the transaction 
3.If the applicant or the customer has changed the personal information on the application form, he / she must immediately correct the relevant information through the operator or the customer information change window, but you can not change the customer ID, name, date of birth
4.In the case of the preceding paragraph, the customer shall be liable for any damages caused by unmodified information, and the company shall have no liability for this
5.If a customer is dissatisfied with the handling of personal information of the company, he / she must submit the relevant information in writing to the company In this case, the company must deal with the customer's complaint according to the legitimate procedure
6.customer's revocation of contract is in accordance with Article 8, and in the event that the contract of use is terminated, the customer's personal information will be retained in accordance with the relevant laws and regulations, such as the Consumer Protection Act on Electronic Commerce etc, and shall be deleted thereafter 
7.Even if the company has an obligation to destroy personal information, if it is necessary to preserve the personal information according to the provisions of the related laws such as the Commercial Act, the personal information of the customer will be kept for the period specified by the relevant laws and regulations
8.If we need to collect or transmit personal information to use a particular service, the company must notify the customer in advance and seek consent from the customer
9.Personal information provided by a customer can not be used for purposes other than without the consent of the customer, except for the following cases
 

Chapter 8 Compensation for damages and Disclaimers

   
Article 22  (Compensation for Damages)
 
The Company shall not be liable for any accidents arising out of transactions that are outside of the trading rules stipulated in these Terms and Conditions and shall not be liable for any dispute arising out of the negligence of the Seller or Buyer The damage caused by the Company's affiliates shall be in accordance with the terms of the affiliates, and the dispute between the affiliates and the customers shall be settled in principle 
   
Article 23 (Disclaimer)
1.The Company shall not be liable for any of the following: 
A) In case of force majeure such as exhibition, affairs, natural disasters or national emergency
B) In the event of damages caused by intention or negligence of the user
C) In the case of a telecommunication service failure provided by other telecommunication carriers under the Telecommunication Business Act
2.The Company shall not be liable for any disruption in the use of the Service due to the reasons for the User's failure
3.The Company shall not be liable for the contents of the materials posted or transmitted by users
4.The Company shall not be liable for any defects in the delivery of virtual currency due to defective services of the virtual currency issuance management system or telecommunication service provider or due to the periodic server inspection time
5.The contents of the virtual currency registered in the EcoinBank Exchange is registered by each customer and the company is not responsible for the contents of registration
   
Article 24 (Representative and Disclaimer of Guarantee)
1.The Company does not have the authority to represent customers who want to sell or buy virtual currency, and any act of the Company is not considered to be a seller or a substitute act of the Buyer
2.The Company does not warrant the truth, authenticity or legality of a sales physician or purchasing physician in connection with the sale and purchase of customers through the services provided by the Company
3.The Company shall not be liable for any warranties of merchandise or services handled by the site linked to the Company The Site linked to the Company and the Company shall operate independently and the Company shall not be liable for any transaction 
   
Article 25 (Competent Court and Governing Law)
1.When a dispute arises in connection with the use of the service, such as the company's tariff system, the court that has jurisdiction over the the company's headquarters will be the court of competent jurisdiction
2.The laws of the Republic of Korea apply to lawsuits between the Company and its customers in connection with the use of the Service
 
Supplementary Provisions
1.These Terms will be effective April 1, 2018